Business Loans

Agriculture and small businesses are the lifeblood of our local communities and economy, and Security State Bank supports our farmers and small businesses in the communities we serve with a variety of products and services.  SSB understands the unique challenges facing farmers and small business owners.  For over 120 years, Security State Bank has provided the variety of financial services needed by you and your business to succeed and grow!  Our experienced loan officer staff is easy to work with, attentive to your needs and will help you find the right business financing solution.

Choose from our array of loan and financing options:

Agriculture Operating/Machinery/Livestock/Real Estate SSB knows the financial needs of a farm operation are complex, so farm operators and owners depend on the strength, stability and experience of Security State Bank to finance crop input expenses, machinery purchases, livestock purchases, other operating expenses and farm real estate.  We look forward to helping our local farmers any way we can, and we have an ag loan program that we can design to conveniently and efficiently meet your agricultural needs.

We also work with and offer ag loan programs through both the Farm Service Agency, such as 50/40/10 Ag Real Estate Purchase Loans, and the Iowa Ag Development Authority, such as the Beginning Farmer Loan Program.

Business Financing Security State Bank wants to be a partner in your business, so whether you are planning on building a new business, financing the purchase of an existing business, commercial property, or equipment and fixtures, or needing to expand inventory, let us help you by tailoring a financing package to meet your business goals.  Our loan staff will take the time to learn your needs and become that strong partner for your business financial needs, assisting you in succeeding with your business.

SSB also works with Small Business Administration (SBA) guaranteed loans and Certified Development Company (CDC) 504 Loan Program loans to provide business owners the opportunity to finance working capital, equipment, and real estate.