About Us

On July 1, 1884 the Bank of Radcliffe was the first Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated and the name was changed to Security State Bank. We are proud to be celebrating 123 years of community service to the Hardin, Hamilton, and Story County areas. Security State Bank is one of the oldest banks in Iowa. In 2004 an office was opened in Story City, Iowa, thus expanding our market area. Through combining long-standing tradition with the latest technology, we will continue to provide our customers with excellence in service and financial products.
We are an independently owned community bank since 1884 and our professional and friendly staff will always take great pride in providing exceptional customer service and personal attention to your financial needs.
We are proud of our past and have faith in our future!
Let our staff introduce you to our friendly, small community bank atmosphere with large bank products!

TELEPHONE BANKING:  888-214-1616
BANK E-MAIL ADDRESS:  mail@ssbonline.biz

At this time our email communications are NOT encrypted. Do not send any personal or confidential information, such as social security numbers, through email communication.

Locations and Hours


207 Isabella Street
PO Box 380
Radcliffe, IA 50230
Phone:  (515) 899-2121


211 E Maple St
PO Box 549
Hubbard, IA 50122
Phone:  (641) 864-2244


103 E Main
PO Box 216
Zearing IA 50278
Phone:  (641) 487-7521

Story City

339 Factory Outlet Drive
PO Box 40
Story City, IA 50248
Phone:  (515) 733-5311


Monday – Thursday 8:30 AM to 3:00 PM
Friday 8:30 AM to 6:00 PM


Mon–Thur 8:30 AM to 4:30 PM
Friday 8:30 AM to 5:30 PM
Saturday 9:00 AM to 11:00 AM